Friday, August 22, 2008

A Credit Card Called Blue

Category: Finance, Credit.

American Express credit cards, more popularly known as AMEX, are among the most used credit cards worldwide. AMEX, along with Master Card and Visa comprise the most popular credit cards.



Even those who already have another card such as a Master Card or Visa often still want to obtain an American Express credit card. However, there are substantial differences between these cards. They have a system which they allow business to use in order to accept payments using these cards. Visa and Master Card are both payment providers. Visa and Master Card are issued by banks rather than by the companies themselves. In fact all of the processing is doe by the banks rather than by the credit card companies. The banks also receive the interest payments.


This is the biggest difference between these cards. Amex is also the company which deals with payments and processing, unlike Master Card or Visa. The American Express credit card is issued directly to cardholders by AMEX itself. An AMEX card is always issued by AMEX. At the moment, Visa and Master Card are more universally accepted, but AMEX is catching up. There is no doubt as to the legitimacy of the issuer with these cards. American Express is a great credit card, but does not yet have quite the global reach of the other two big cards.


American Express gives you all of the information you need to know about their cards right on their own website. American Express credit cards feature a rewards program, but you should be careful which one you opt for. If you have good credit, they have a card for you with a low rate of interest and a spending limit which works for you. For European and North America cardholders, American Express credit cards are very beneficial. This is in contrast to Visa and Master Card, which will sometimes need to look through hundreds of banks before deciding on a card for you. The cards come with unparalleled customer service, low interest rates and attractive rewards programs. American Express also has a brand new offering.


The card is accepted widely throughout Europe and North America and there are many perks attached to being an American Express credit card holder. A credit card called Blue. If you have exceptionally good credit, you may even have this no- interest period extended beyond one year. This card has no annual fees, extra security measures and 0% APR for the first year! You still get low APR after this introductory period, making Blue a great credit card for every person. American Express is simply a great credit card all around. This is the newest card offered by American Express, but is rapidly becoming one of the most popular credit cards around.


They have a variety of offerings with one perfectly suited to your needs no matter who you are. If your credit is good, you just have to fill out their application. You can get an AMEX card from a local outlet or even over the internet, which certainly makes things easy! You should have no problem receiving a card. Within a matter of days, you ll be enjoying your new American Express credit card.

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